Before we left Canada I used some time planning our fund access when traveling. Our travels is mainly S.E Asia, China and India, and even though most of the countries does not have the same banks as we use back home I decided to widespread my horizon. I got two bank accounts with two different banks, both joint so we have 4 bank cards, a joint VISA credit witch in the end totaled us 6 ways of a withdrawal if needed. Having emergency cash, preferably in USD is a must.
Unfortionatly I cant answer to your bank fees, but found HSBC being fenominal in Asia, accepted everywhere and they dont charge me any fees for withdrawals. Usually the bank you withdrawal from will cahrge you a fee and your bank at home will aswell, so keep in mind the double fees with some banks. Some banks have affiliates with other banks overseas and will allow you to withdrawal without fees all together.
As I used to work in a bank back home, keep in mind to let all your banks know where you are traveling and for how long, they like to restrict your usage if there is unfamilliar transactions. At the same time ask them to increase your daily withdrawal limits to a resonable amount so you dont get stuck withdrawaling many times with fees.
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Last edited by laxman2010 (2010-06-12 04:20:19)